5 Costly Mistakes to Avoid With 0% APR Credit Cards

Credit card lying on a desk with a calculator, illustrating 0% APR credit card mistakes to avoid

The 0% APR offer looks simple, but one missed detail can cost you hundreds. These are the five most expensive mistakes cardholders make during an intro period — and exactly how to avoid them.

How Many 0% APR Cards Can You Have at Once?

Several credit cards arranged on a wooden desk, illustrating how many 0% APR cards you can have at once

There’s no legal cap on 0% APR cards, but issuers set practical limits through approval rules and credit checks. Here’s how many you can realistically hold and how many actually helps you pay off debt faster.