There’s no legal cap on 0% APR cards, but issuers set practical limits through approval rules and credit checks. Here’s how many you can realistically hold and how many actually helps you pay off debt faster.
Applying for a 0% APR card takes two minutes, but the terms can follow you for years. This checklist walks you through the numbers that actually matter before you hit submit.
Getting denied for a 0% APR card feels like a setback, but it’s usually fixable. Here’s why it happens and the practical steps to take next.