What Is a 0% Intro APR Credit Card and How It Works

A 0% intro APR credit card resting on a clean table surface

A 0% intro APR credit card lets you carry a balance without interest for a limited time. This guide explains how the intro period works, what happens after it ends, and how to use the offer without paying a cent in interest.

5 Costly Mistakes to Avoid With 0% APR Credit Cards

Credit card lying on a desk with a calculator, illustrating 0% APR credit card mistakes to avoid

The 0% APR offer looks simple, but one missed detail can cost you hundreds. These are the five most expensive mistakes cardholders make during an intro period — and exactly how to avoid them.